Legend Bank

Legend Bank

Legend Bank, a Texas-based institution that has been serving communities for over 130 years, offers a boutique approach to sponsor banking for fintechs and financial innovators. We specialize in Embedded Banking solutions and high-touch partnerships for companies that don’t want to be just a number, but instead seek a true bank partner for the long term. Unlike high-volume sponsor banks that onboard dozens of fintechs each year, Legend Bank provides a more personalized, collaborative experience—prioritizing transparency, speed, and tailored support. This approach results in customized programs built around each partner’s unique needs, creating the ideal foundation for sustainable growth and innovation.
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Info

Year founded
1890
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URL
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Corporate Address
910 US-380 BUS
Decatur
76234
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Texas
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Operating Status
Active
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Number of employees
201-500
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Bank type
Community
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Charter
4265
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Financials

Total assets
1096926476
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Assets concentration
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Net income
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Net income - quarterly
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Return on assets (ROA)
1.62
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Asset Concentration Hierarchy
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Fintech program & Technology

Sponsor model
Direct
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CRM Software
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Core Provider
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Side-Core Provider
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Loan origination software
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Bin sponsor
True
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Card Networks
Visa
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Network Processor
Galileo Financial Technologies
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Preferred account structure
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Services
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Checking
Savings
Debit Card
Prepaid Cards
ACH
Other
Existing fintech program partners
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Other Infrastructure Partners
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Association memberships
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Regulatory & Other

Regulated by
OCC
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Contacts

Contacts
John Michael Davis
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Testimonials

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https://www.legend.bank/
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